Residential Finance
Working Capital Solutions & Cash-Flow Funding
Working Capital solutions and Cash-flow Funding
3 Pillars Finance provides a wide range of finance and working capital solutions, so you and your business can find an easier way to manage cash flow, access funds and grow!
- Maintaining Cash-Flow – Ensure your cashflow grows as your business does
- Tailored Solutions – We tailor working capital solutions to your individual business needs.
- Access to Capital – We help you stay focusses on your business whilst we help you arrange accessible capital for the long-term
Working capital is the capital used by a business to fund day to day operations. We can talk you through cash flow models and discuss the finer details of Overdraft Facilities, Lines of Credit and Invoice Financing Facilities.
Our working capital solutions are designed to enhance the efficiency of your day-to-day business operations, to improve your overall cash flow and optimise working capital. We can work with you to improve your risk management and help you better understand your financial flexibility through business solutions.
Frequently Asked Questions
A commercial loan is an agreement between your company and a financial institution to finance goods, plant, machinery, vehicles, new or existing business purchases, or any other commercial purposes.
3 Pillars Finance offers a range of loan products for various business needs, including:
- Business acquisitions and start-ups
- Business refinancing
- Retail and business fit-outs
- Development finance
- Construction finance
- Leasing products
- Equipment and vehicle financing
- Working capital solutions and cashflow funding
- Lines of credit
- Debtor finance
- Rural property finance
- Tax debt finance
Yes, 3 Pillars Finance has specific expertise in franchisee funding. We assist with the acquisition of new franchises, refinancing existing franchises, fit-outs, and capital growth needs.
The required security depends on your personal situation and the lender’s criteria. Some business loans may require collateral such as commercial or residential property. For loans involving goods with identifiable markers (like serial numbers), these items themselves may be sufficient as collateral. A 3 Pillars Finance broker can help you navigate your options to find the right loan for your needs.
Having a past bankruptcy or poor credit history does not automatically disqualify you from obtaining a business loan. There are various options available for borrowers with a bad credit history, especially if they have strong business cashflows or assets to secure the loan. Different lenders have different policies regarding credit, so you may be pleasantly surprised by your options.
At 3 Pillars Finance, we collaborate with lenders to find the most suitable financing solutions for your business needs. We often strive to secure an indicative offer from the lender before proceeding with the formal application process and obtaining credit checks. This approach helps reduce the risk of unwanted rejections and negative impacts on your credit score.
We are just a phone call or online inquiry away. We enjoy discussing options with you and are ready to answer any questions you have. Feel free to contact us and start the conversation.
