Asset Finance
Equipment Finance and Vehicle Finance
Looking to upgrade your business equipment?
At 3 Pillars Finance, we’ve got you covered. We have access to various finance providers and can assist you in securing the ideal equipment finance tailored to your business needs.
Some of the benefits of the various leasing options:
Preserving Cash-Flow – By financing your equipment purchases, you can retain your cash-flow for essential working capital and your cash-flow is spread over the term of the lease.
Matching payments to Cash-Flow – It may also be possible to structure payments to match the cash-flow benefits you expect from the asset. You can often customise your loan with seasonal payments, balloon/residual payments, and you may arrange flexible repayment terms.
No Deposit or added Security – Plus, in many instances, you won’t be required to provide a deposit or extra security other than the asset itself.
Why use us?
Recognising that every business is unique, our dedicated team will collaborate with you to determine the most suitable funding arrangement. We offer a range of equipment financing options, including:
- Chattel Mortgage
- Novated Lease
- Finance Lease
- Hire Purchase
- Operating Leases and Rentals
Let us take the hassle out of financing your equipment, leaving you with more time to focus on growing your business.
Frequently Asked Questions
At 3 Pillars Finance, our mission is to empower individuals and businesses by providing expert financial guidance and tailored financial solutions to fuel your success. Navigating asset or equipment finance can be complex, but we’re here to simplify it. Explore our frequently asked questions to gain a deeper understanding of asset finance and the options available to you.
Asset finance leverages your existing assets or the assets you intend to acquire as security. This financial solution allows individuals and businesses to purchase essential assets without a significant upfront investment, thereby preserving your cash flow and resources. It enables access to equipment, vehicles, machinery, and more, with costs spread over a defined period.
Asset finance includes a variety of options, such as equipment financing, vehicle leasing, chattel mortgages, and novated leases. Each type offers unique benefits and caters to different financial needs, providing flexibility and tailored solutions.
Asset finance offers numerous benefits, including:
- Conserving working capital
- Effective cash flow management
- Access to the latest equipment
- Tax advantages for businesses
- Staying up-to-date with technological advancements
The costs of asset finance include interest, fees, and associated charges. These costs vary depending on the type of finance, the lender, the term, and the asset’s value. It’s crucial to review the terms carefully to understand the total cost of financing.
Securing asset finance involves several steps:
- Identify the asset you need.
- Contact your reputable finance broker at 3 Pillars Finance.
- We will guide you through the application process, documentation, and securing the financing, including discussions with you and your accountant to assess the available financing options and what best suits your needs.
When consulting with your 3 Pillars Finance broker, consider asking about:
- The range of financing options available
- The application process
- Interest rates and fees
- Repayment terms
- How we tailor solutions to your specific needs
3 Pillars Finance offers a comprehensive range of asset finance solutions, including:
- Equipment financing
- Vehicle leasing
- Chattel mortgages
- Novated leases
Our diverse options cater to both personal and business needs, ensuring you have the right solution for your goals.
