Commercial Finance
Buying a Business
Financing Your Business Acquisition Journey
Embark on your business ownership journey with confidence and clarity. Whether you’re pursuing a lifelong dream or making a strategic financial decision, purchasing a business is a significant undertaking that requires careful planning and the right team.
With over two decades of entrepreneurial experience, our director, Leo, brings a wealth of knowledge and expertise to the table. Having successfully managed multiple businesses and served as a business broker, Leo and his team understand the intricacies of business ownership and the critical importance of securing the right funding.
At 3 Pillars Finance, we’ve cultivated strong relationships within the commercial finance industry, collaborating with business buyers, brokers, accountants, lawyers, and vendors. Our extensive experience spans various industries, providing us with a rich database of insights to guide clients effectively.
But we’re not just about securing finance; we’re invested in your success. Our commitment extends beyond arranging funding to fostering lasting partnerships and empowering clients for success.
We are committed to helping you become something greater than you are today.
Leveraging our strong relationships with major banks and non-bank lenders, we negotiate the best finance packages tailored to your unique circumstances. Trust us to navigate the complexities of business acquisition financing, so you can focus on building your future.
At 3 Pillars Finance, we share your ambition, value community, and believe in having fun while helping you secure the commercial financing you need. Let’s make your business growth journey enjoyable together! Partner with 3 Pillars Finance for a seamless journey toward business ownership.
Frequently Asked Questions
A commercial loan is an agreement between your company and a financial institution to finance goods, plant, machinery, vehicles, new or existing business purchases, or any other commercial purposes.
3 Pillars Finance offers a range of loan products for various business needs, including:
- Business acquisitions and start-ups
- Business refinancing
- Retail and business fit-outs
- Development finance
- Construction finance
- Leasing products
- Equipment and vehicle financing
- Working capital solutions and cashflow funding
- Lines of credit
- Debtor finance
- Rural property finance
- Tax debt finance
Yes, 3 Pillars Finance has specific expertise in franchisee funding. We assist with the acquisition of new franchises, refinancing existing franchises, fit-outs, and capital growth needs.
The required security depends on your personal situation and the lender’s criteria. Some business loans may require collateral such as commercial or residential property. For loans involving goods with identifiable markers (like serial numbers), these items themselves may be sufficient as collateral. A 3 Pillars Finance broker can help you navigate your options to find the right loan for your needs.
Having a past bankruptcy or poor credit history does not automatically disqualify you from obtaining a business loan. There are various options available for borrowers with a bad credit history, especially if they have strong business cashflows or assets to secure the loan. Different lenders have different policies regarding credit, so you may be pleasantly surprised by your options.
At 3 Pillars Finance, we collaborate with lenders to find the most suitable financing solutions for your business needs. We often strive to secure an indicative offer from the lender before proceeding with the formal application process and obtaining credit checks. This approach helps reduce the risk of unwanted rejections and negative impacts on your credit score.
We are just a phone call or online inquiry away. We enjoy discussing options with you and are ready to answer any questions you have. Feel free to contact us and start the conversation.
